IT AMAZES ME JUST HOW LITTLE PRIORITY THE AVERAGE AUSTRALIAN GIVES TO THEIR FINANCIAL WELL BEING.

When building a house, you don’t go down to your local hardware store, buy a whole heap of building materials and then call in a builder on your vacant block of land and say, “build me a house.” Because, we know that the first thing the builder will ask is: “Where are the plans?” In exactly the same way, you need to plan your financial future. 

There is a famous scene in the movie Alice in Wonderland where Alice asks the Cat,
“Would you tell me, please, which way I ought to go from here?”
“That depends a good deal on where you want to get to,” said the Cat.
“I don’t much care where,” said Alice.
“Then it doesn’t matter which way you go,” replied the Cat.

You must have a written financial plan, a yellow brick road that will map out your destination or else you’ll usually end up far short of what is required in retirement. In my educational wealth creation seminars, the audience is often asked to put their hands up in the air if they believe in “planning for their future”, and just about every hand in the room goes up.

The audience is then asked to keep their hands in the air if they “have a written financial plan right now, a plan that tells them what they’re going to do, how they’re going to do it and what outcome they expect to receive’. Needless to say, but just about every hand in the room goes straight down. The few people (probably about 4-5%) that keep their hands up in the air deserve to be congratulated.

Please Do Not Underestimate the Importance of Written Goals.

Successful financial management is too often neglected and, too often, improvement is poorly implemented. We live in a society where we are continually on the run, always “busy” with life and never having enough time to improve one’s financial situation. Yet we seem to spend weeks planning a holiday, hours watching our favourite TV show, days planning the coming weekend, social activities and sporting activities. Now whilst these things are important in order to have well balanced lifestyle and shouldn’t be neglected, the question one needs to ask is “ What about Financial Planning?” You know, so that one day we can choose to stop working if we want to and enjoy our golden years without having to worry about money, paying the bills or how long we can live before … it finally runs out.

If you’re still relying on the government to fund your lifestyle in retirement, you may be in for a very big shock.

In Australia, we have an ageing workforce. By 2030 our population over the age of 80 is set to quadruple, if current rends continue. There will be a smaller proportion of workers to pay tax. Less tax revenue will mean less government funds available for medical services and for social security measures such as The Age Pension, Disability Pensions and other government support payments, and subsidised aged care. So if you want to maintain a comfortable lifestyle now and in retirement, you will need to be self-funded. In order to be self-funded, you need to acquire the skills and knowledge necessary to manage your own money.

Let me be clear “It takes at least 10 years to become an overnight success”. There’s just no short cuts or get rich quick schemes that actually work for the majority of people. Instead, carefully planning with a strategic approach, educating yourself on all the options available to you, not only reduces your risk, but will give you a far greater chance of financial success over time.

Financial planning is meeting your life goals through proper management of your money. A financial plan helps you to define and understand your goals. A financial planner will assist in developing a path to follow whether your goals are short or long term. A financial planner can help educate you ab out financial matters such as insurance, superannuation, debt reduction and investment.

Our Process

The Wealth For Life 5 step process promotes an environment whereby decisions are made collaboratively through communication, interaction and teamwork. Wealth For Life advisors will work closely with you throughout, to develop a complete understanding of your personal objectives, needs and financial situation. With the support of the Wealth For Life Advisory Committee, advisors prepare a tailored wealth management plan for you.

Step 1 Understand

Step 2 Design

Step 3 Educate

Step 4 Implement

Step 5 Review

Fundamental Achievements

Whilst we focus on tailored wealth management solutions, almost all Wealth For Life clients go through five key milestones. With our holistic approach and through the achievement of each, we will help you identify exactly what you want from life and what makes you happy, help you achieve balance between financial goals and lifestyle goals and create a financial plan that will enable you to enjoy today whilst ensuring a secure tomorrow.

1. Reduce Personal Debt

2. Minimise Your Tax

3. Create Your Wealth

4. Manage Your Risk

5. Create Your Legacy

Let us sit down with you and help you achieve your financial goals. Claim your 15 minute free consultation by contacting us today. It’s 15 minutes that can change your financial future forever.

When building a house, you don’t go down to your local hardware store, buy a whole heap of building materials and then call in a builder on your vacant block of land and say, “build me a house.” Because, we know that the first thing the builder will ask is: “Where are the plans?” In exactly the same way, you need to plan your financial future. 

There is a famous scene in the movie Alice in Wonderland where Alice asks the Cat,
“Would you tell me, please, which way I ought to go from here?”
“That depends a good deal on where you want to get to,” said the Cat.
“I don’t much care where,” said Alice.
“Then it doesn’t matter which way you go,” replied the Cat.

You must have a written financial plan, a yellow brick road that will map out your destination or else you’ll usually end up far short of what is required in retirement. In my educational wealth creation seminars, the audience is often asked to put their hands up in the air if they believe in “planning for their future”, and just about every hand in the room goes up.

The audience is then asked to keep their hands in the air if they “have a written financial plan right now, a plan that tells them what they’re going to do, how they’re going to do it and what outcome they expect to receive’. Needless to say, but just about every hand in the room goes straight down. The few people (probably about 4-5%) that keep their hands up in the air deserve to be congratulated.

Please Do Not Underestimate the Importance of Written Goals.

Successful financial management is too often neglected and, too often, improvement is poorly implemented. We live in a society where we are continually on the run, always “busy” with life and never having enough time to improve one’s financial situation. Yet we seem to spend weeks planning a holiday, hours watching our favourite TV show, days planning the coming weekend, social activities and sporting activities. Now whilst these things are important in order to have well balanced lifestyle and shouldn’t be neglected, the question one needs to ask is “ What about Financial Planning?” You know, so that one day we can choose to stop working if we want to and enjoy our golden years without having to worry about money, paying the bills or how long we can live before … it finally runs out.

If you’re still relying on the government to fund your lifestyle in retirement, you may be in for a very big shock.

In Australia, we have an ageing workforce. By 2030 our population over the age of 80 is set to quadruple, if current rends continue. There will be a smaller proportion of workers to pay tax. Less tax revenue will mean less government funds available for medical services and for social security measures such as The Age Pension, Disability Pensions and other government support payments, and subsidised aged care. So if you want to maintain a comfortable lifestyle now and in retirement, you will need to be self-funded. In order to be self-funded, you need to acquire the skills and knowledge necessary to manage your own money.

Let me be clear “It takes at least 10 years to become an overnight success”. There’s just no short cuts or get rich quick schemes that actually work for the majority of people. Instead, carefully planning with a strategic approach, educating yourself on all the options available to you, not only reduces your risk, but will give you a far greater chance of financial success over time.

Financial planning is meeting your life goals through proper management of your money. A financial plan helps you to define and understand your goals. A financial planner will assist in developing a path to follow whether your goals are short or long term. A financial planner can help educate you ab out financial matters such as insurance, superannuation, debt reduction and investment.

Our Process

The Wealth For Life 5 step process promotes an environment whereby decisions are made collaboratively through communication, interaction and teamwork. Wealth For Life advisors will work closely with you throughout, to develop a complete understanding of your personal objectives, needs and financial situation. With the support of the Wealth For Life Advisory Committee, advisors prepare a tailored wealth management plan for you.

Step 1 Understand

Step 2 Design

Step 3 Educate

Step 4 Implement

Step 5 Review

Fundamental Achievements

Whilst we focus on tailored wealth management solutions, almost all Wealth For Life clients go through five key milestones. With our holistic approach and through the achievement of each, we will help you identify exactly what you want from life and what makes you happy, help you achieve balance between financial goals and lifestyle goals and create a financial plan that will enable you to enjoy today whilst ensuring a secure tomorrow.

1. Reduce Personal Debt

2. Minimise Your Tax

3. Create Your Wealth

4. Manage Your Risk

5. Create Your Legacy

Let us sit down with you and help you achieve your financial goals. Claim your 15 minute free consultation by contacting us today. It’s 15 minutes that can change your financial future forever.

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